I recently read a stat that 65% of all bankruptices were caused by medical conditions. 70% of these people had health insurance but quickly realized that health insurance can only cover your medical bills.
Health Insurance is very important if you get cancer and have a $150,000 bill you need the insurance to help you cover that cost. However, what is going to cover your mortgage payment or your groceries if you're unable to make income while battling a critical illness.
That's where Critical Illness comes into play.
I encourage my clients to go with Higher Deductibles on their health insurance and use some of that premium savings to protect themselves financially with CRITICAL ILLNESS.
For example if I can save you $35 a month by going with a $3,500 deductible instead of a $2,000 deductible and you spend $20 buying a $25,000 critical illness policy, you are much better protected for less money per month.
Please let me know if you have any questions on this. www.AmericaInsuranceCenter.com
